Let's add it as a class, I'm not against it. I do have doubts about its efficacy introduced to students in high school before they have their first credit card and their counselors continuing to push the college at all costs view, but it won't hurt.
I'm not sure what the solution is. Frankly I just don't think people are that interested in it - even if you do know about it, looking at your cc bill or budgeting just isn't a thing people want to do. If you know your mortgage jumps up in 5 years, most people will think they'll be able to afford it then. We vote in policies that help the wealthy because everyone assumes that's who they'll be soon enough!
That all being said, I'm not sure how much we should protect people against themselves. I don't mean to take a libertarian view and we can improve the current situation (like making subscription cancelling easier and online), but I don't think solving finances is a tenable one. I'm digressing, but we all like to kick the can down the road, including our national debt or pension obligations.
I'm not sure what the solution is. Frankly I just don't think people are that interested in it - even if you do know about it, looking at your cc bill or budgeting just isn't a thing people want to do. If you know your mortgage jumps up in 5 years, most people will think they'll be able to afford it then. We vote in policies that help the wealthy because everyone assumes that's who they'll be soon enough!
That all being said, I'm not sure how much we should protect people against themselves. I don't mean to take a libertarian view and we can improve the current situation (like making subscription cancelling easier and online), but I don't think solving finances is a tenable one. I'm digressing, but we all like to kick the can down the road, including our national debt or pension obligations.