Just like contract templates shouldn't be used by people without legal expertise trying to skip the "law part" without having a legal professional on their team.
But you know that is not an argument against templates legal or software and using templates to have most things set up well from the start to save time of experienced people.
Boilerplate templates should be useful for people with experience.
Most likely should not be used by people without experience trying to skip „tech part” without having anyone tech experienced on their ship.