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I’m pretty sure that’s not how ATMs are operated – how would the operator prevent fake bills from getting dispensed?

Other than that, this would then not be any different from a regular cash deposit, no?



This is seriously how privately operated ATMs work https://www.wipfli.com/insights/articles/fi-fs-privately-own...


Interesting, I didn't know about that model!

As far as I can tell, this is more common in the US – I'd be quite surprised if Euronet depended on business owners to restock their machines rather than having their own couriers doing that.

But in either case, I don't see how a merchant could hide anything using an ATM: Dispensing $100 of cash via a self-operated ATM has exactly the same effect on their bank account as depositing $100 of cash directly at their bank, no?




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