In Australia and the UK there are no fees for withdrawing from a bank ATM (independent ATMs can still charge fees).
IMHO this is superior to the bank refunding you. It doesn’t cost the bank $2+ to allow you to access your own money from a different ATM, it’s just rent seeking.
IMHO this is superior to the bank refunding you. It doesn’t cost the bank $2+ to allow you to access your own money from a different ATM, it’s just rent seeking.