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// Obviously to each their own but feels like optimizing for the wrong thing.

Depends on a percentage, isn't it? Few people are quibbling about paying +/- 1% here. On the flip side, I heard of a guy who sold a business for 10M. He moved to Florida for a bit to avoid paying New York 10% - 1 million. When we're talking about 10%+ of your income, it begins to matter.




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