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>the wake of the whole Titan submersible thing.

The Titan submersible didn't violate "regulations", though, it violated industry standards. Standards that are updated more often than regulations. In so doing, it it was denied a certification. Since it operated in international waters only, there were no applicable regulations to evade.

Regulatory bodies which are poorly funded may write overly restrictive rules because they don't have the resources to do a more comprehensive assessment. In particular, many HUD rules are split into "single-family houses" and "everything else", with little consideration for small apartment buildings, townhouses and other "missing middle". The requirements for houses are much less strict than for apartments, and construction costs per square foot are correspondingly lower for detached single-family homes.

If you live in a detached SFH built after 1970, it's arguable that you already live in a structure where the builders took an "innovative" approach to dealing with regulations, because it was built to the lower house standards and not the stricter apartment standards. And if it was built before the 1970s, the regulations were probably very lax.

Nonetheless, I think the solution must be to reexamine the regulations, rather than evade them. But this "written in blood" is a thought-terminating cliche that prevents progress.



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