Lets assume the ridiculous best case scenario: Tesla cars are 2x as safe as other cars.
If replacement parts for a Tesla car cost 2x the amount of regular cars, there is practically no difference in cost. It will still cost more to repair that Tesla comparatively to other vehicles per accident.
Remember, insurance also calculates the driver's individual risk level.
Combine that with reckless Tesla owners letting the car just drive for them while asleep at the wheel. Tesla cars still have a high risk overall.
Lets assume the ridiculous best case scenario: Tesla cars are 2x as safe as other cars.
If replacement parts for a Tesla car cost 2x the amount of regular cars, there is practically no difference in cost. It will still cost more to repair that Tesla comparatively to other vehicles per accident.
Remember, insurance also calculates the driver's individual risk level.
Combine that with reckless Tesla owners letting the car just drive for them while asleep at the wheel. Tesla cars still have a high risk overall.