Most users and companies I've encountered want to remain on the desktop version. Its faster, gives them more functionality, its under their control and if they want they can pay or not pay maintenance fee. But the software firms are obsessed with the cloud and so are the heads of the Finance teams, they think it makes them look technically knowledgeable to move to the cloud so this pincer movement is forcing the everyday users onto something they dont want or need. Any cost savings disappear in rapidly rising yearly subs, but by then the people that forced the move are gone and everyone's lumbered with an expensive, clunky restrictive finance system.