Completely agree. Modern software is so much better than old software. Fuck the "ooh it runs on 100MB of RAM" I don't fucking care. All I care about is that it's so much more reliable than before, I can actually get my shit done now.
On rare occasions that I have to boot Windows to run some government-compatible software on a 32-core, 64GB RAM and I-don't-even-care-to-check-how-fast SSD, I have to listen to it firing on all cilinders while Defender fights Malicious Software something and Windows Updates while I'm typing some text in a barely responsive page. Truly getting my shit done.
Edit: Forgot all the random software doing auto updates and notifying me about it as I go.
That's the price of living in a world where you're connected to the internet by default - a huge amount of performance goes towards security (sandboxing/scanning/rules). Windows 9x didn't even have a firewall FFS.
Windows has to chose defaults for a huge audience, if you daily drove it it would probably just work. Way better than 95 would.