And if you need that millions throughout your lifetime, that's fine. But imagine you have so much money to spend that you don't really know how to spend it in your lifetime? That's the problem.
There is no amount one couldn't spend -- why are you even saying it this way?
You could get by on like $1,000/mo. Live in a tent, eat rice + protein supplement or whatever, and donate the rest to Africa.
Why don't you do that? If you're posting on this forum: you are in the top 1-5% of the entire world. You have a refrigerator? You should be ashamed and sending that refrigerator to someone who really needs it. You can get by with dry food.
Obviously this is ridiculous. We live in capitalism, which just means _you_ own stuff and control it. If you own a company and that company makes 10,000,000 people happy every day, you're going to make a gorillion dollars. You deserve it, you're literally making that value... ugh..
Then you can do with that whatever you like, just like you can do whatever you like with your refrigerator.
Where's the inherent evil? 10,000,000 people giving $1/day is 365 * $10,000,000 a year in revenue. Where is the evil?! Of course with that money you'll at least put it in the bank, which helps with liquidity, bank runs, funding millions of mortgages, etc... ugh...
Honestly I think you're just jealous.
I started from nothing and have a few million. It's not crazy. There are like 30 million millionaires in the USA.
Do you think the economy is zero sum? Elon musk _took_ money?