I used to think that way about WeChat but I don’t anymore. The reason stores use credit payment networks in the West is because it’s better. We have cash transferring apps but we don’t use them for a reason. Meanwhile, China does not have the same type of payment networks.
> The reason stores use credit payment networks in the West is because it’s better. We have cash transferring apps but we don’t use them for a reason.
In many (most?) European countries, debit cards and cash transfering apps are more common than credit-based payments. I have a credit card but I don't use it often (mostly for some online transactions, such as buying plane tickets), and many people only have a debit card.
