> I know this is going to be an unpopular take, but why should a person be allowed to maintain use of an item they don’t own and are delinquent on?
> an item they don’t own
That's the problem, you don't own anything. We're already quickly moving into a future where cars you "buy" have random features locked behind yearly subscriptions that can be remotely disabled if you don't pay, the only reason you can even still "buy" cars instead of renting them is because full self driving isn't capable of safely driving the car back to the manufacturer on its own yet.
I actually agree with this and I'm not sure why you're being downvoted. The car companies tried to pass a law a few years back where "owners" can't actually own a vehicle, and are essentially turned into long-term leasers. IIRC, the guise was the "right to maintain" is no longer applicable since vehicles are too complicated now.
> an item they don’t own
That's the problem, you don't own anything. We're already quickly moving into a future where cars you "buy" have random features locked behind yearly subscriptions that can be remotely disabled if you don't pay, the only reason you can even still "buy" cars instead of renting them is because full self driving isn't capable of safely driving the car back to the manufacturer on its own yet.