Repos are extremely costly. My friend let his car get repossessed because he did not need it anymore thinking that was easier than selling it and there wouldn't be any negatives other than on his credit. He was surprised to get sued for the cost of the repo, which was thousands plus they managed to sell the car for much less than it was worth.
They'll bill it to the person they repossessed it from. Someone will introduce a bill to make them liable for murder, on the grounds that they were engaged in defrauding the car company and are therefore a felon.
