Yeah there's something off about the person's competence. This is not a corrupt country with bag men and personal connections trumping law. Anything important is in writing. Even if this were a real personal injury tragedy $10K in blood money won't make legal problems go away. That's barely enough for an ambulance ride, ER examination, and some imaging.
Just like email phishing educating the public is very laborious but it is the ultimate solution. There will still be a few people who fall for scams no matter how extensive the PSA campaigns.
The problem is, education alone won't help. Dementia, alzheimer's etc. are horrible, and ffs even experts on scams can get scammed like one of the scambaiter Youtubers (iirc Jim Browning?).
You need to fix scams at the source: sanction India and other countries until they kick up efforts to neutralize scammers, and replace insecure systems like SSN.
Just like email phishing educating the public is very laborious but it is the ultimate solution. There will still be a few people who fall for scams no matter how extensive the PSA campaigns.