A new semi truck starts at about $100k on the low end. You can get the same level of service by spending $5k on a coffee machine meant for coffee shops.
Intrigued so did a bunch of searches for commercial machines and can't find any mention of "fix it or take it back and pay me for my time" terms anywhere.
In general, if you want this you'd lease the machine. Fairly common for independent cafes and restaurants (and those bean-to-cup machines in offices).
Though, also, the heavy-duty commercial machines are pretty reliable and service-able; you wouldn't generally expect to be out of order for a _week_ even if you owned it.
I want this for everything I buy that if out of order, would cost me time or money. My home coffee machine included.