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> and then health insurance at Cobra rates

You can get health insurance from healthcare.gov

Granted not California, but the federal bit is the same - https://oci.wi.gov/Documents/Consumers/HealthInsuranceLostCo...

> I thought the open enrollment period was already over for HealthCare.gov. Can I still enroll?

> Yes, if you have just lost your health insurance, you are eligible for a 60-day special enrollment period. You can work with an enrollment assister, an insurance agent, or use HealthCare.gov to enroll in a new insurance plan. You may also qualify for a special enrollment period if you have experienced a life event such as moving, getting married, having a baby, or adopting a child.




True, you'd have to run the numbers to see if it makes sense on a case by case basis.




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