In any major city in the US, a software engineer is probably making in the top 10% of area and there is little excuse to not have 3-6 months savings.
Reminder that the US has the highest median disposable income in the world, not just the highest top percentiles.
In any major city in the US, a software engineer is probably making in the top 10% of area and there is little excuse to not have 3-6 months savings.