I guess you missed the "assuming you don't care all that much where you live" parenthetical, even though you quoted it.
You seem to be doing that a lot in these threads; ignoring parts of what other people say so you have something to argue about. Please stop doing that.
Nope, didn't miss that, but "where you live" doesn't capture my point. It's not just about where you live, but how you value your time. You'll note that I didn't mention location as a consideration, as that was already covered in the parenthetical.
You seem to be doing that a lot in these threads; ignoring parts of what other people say so you have something to argue about. Please stop doing that.