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In Australia ...

> Sometimes I want to buy something from a guy with the ice cream cart at the park.

The ice cream van that comes past our house is contactless card-only.

> Sometimes I need to tip ...

Ugh, tip culture!

> Sometimes I want to buy Girl Scout cookies from the girl with the table on the corner

She's probably got Square.

> Many of the late-night restaurants and food carts in my city are cash only.

Where they exist, they're more often card-only here.

This is not to say one is superior to the other, but it is very geographically and culturally dependent. If I had to choose to leave the house with either my Apple/Android-pay enabled phone or a pile of cash, the phone would get me a lot further in this country.



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