There is no insurance company that will insure you on doing that. Unless I don't know something - for which I would be glad to hear back that I am wrong.
Any travel insurance I have seen always excluded all kinds of sports which is also mountain climbing. They exclude everything that requires specialistic gear.
I also work in insurance industry as a software dev - nothing that I have seen would let insure someone who would go under-prepared. One could fill in form that he goes fully prepared but once lied insurance company won't pay anything.
Basically they will sell you insurance if you are fully prepared and basically you don't have any chance of claiming insurance.
> There is no insurance company that will insure you on doing that. Unless I don't know something - for which I would be glad to hear back that I am wrong.
There's loads of specific insurance for these sorts of activities. You won't find it covered by most regular providers but there are oodles of companies out there that cover most extreme sports activities.
> There is no insurance company that will insure you on doing that. Unless I don't know something
You can find an insurer for everything. You disclose to them what you want to do and they set a price. It is up to you then to figure out if it's worth paying for it or not.
There are a number of rescue and related insurance options for climbers, either through affiliation with professional organizations (eg: AMGA) or privately as a perk of clubs/public organizations (American Alpine Club membership tier that includes rescue and insurance packages). These are meant to cover the costs of being helicoptered off the side of a mountain and some associated medical bills.
Not true at all. I've done work for insurance companies in the past as well. While it's true most of them will not diverge from their standard contracts, some are very open to clients suggesting 'custom' insurance no matter how obscure the clauses. The only caveat of course being that it will cost you substantial amounts.
> I also work in insurance industry as a software dev - nothing that I have seen would let insure someone who would go under-prepared. One could fill in form that he goes fully prepared but once lied insurance company won't pay anything.
If you break the terms of the contracts you won't get covered of course. Same as with car insurance where you won't get coverage if you were DUI.
Cliimbing to the top of the highest mountain in the EU will probably not count as "winter sports", but as extreme sports. Winter sports will cover skiing and alike, though.
We are arguing about the definition of extreme sports, but for my travel insurance for skiing and kitesurfing I need the "extreme sports" addon. The point is, "extreme sports" depend on the insurer.
Any travel insurance I have seen always excluded all kinds of sports which is also mountain climbing. They exclude everything that requires specialistic gear.
I also work in insurance industry as a software dev - nothing that I have seen would let insure someone who would go under-prepared. One could fill in form that he goes fully prepared but once lied insurance company won't pay anything.
Basically they will sell you insurance if you are fully prepared and basically you don't have any chance of claiming insurance.