Are you sure? You need an income of over 300k Euro to reach 42% taxes in Germany. Not saying, that you are not making that much. But sometimes people get confused between marginal and average tax rate.
The highest step is 42%, but overall you pay much less. On the first 8k you pay nothing for instance, then you pay some 20% on the next 20k or so, and so on. The last step is 42% for everything above 200k or so.
I pay 42% taxes on income.
I pay medical insurance on my own.
I dont have unemployment or retirement insurance.