>> Dont purchase extra insurance if you are renting a car with a credit card.
Is it really a thing? I also heard this from other people, but it's hard for me to believe that CC company will really pay out in case of an insurance case. After all, their commission for renting a car is 2-3%, and car rent companies charge 50-100% of the rental price for insurance.
So IIRC the rental car company is selling you a waiver of sorts that says they won’t come after you if you damage the car, not insurance per se. The car’s always insured. A credit card company is probably a more unattractive target than an individual.
Is it really a thing? I also heard this from other people, but it's hard for me to believe that CC company will really pay out in case of an insurance case. After all, their commission for renting a car is 2-3%, and car rent companies charge 50-100% of the rental price for insurance.