Depends. If you plan to draw down your savings to 0 to survive retirement maybe....

		nightski on March 16, 2022 \| parent \| context \| favorite \| on: US Federal Reserve raises interest rates for first... Depends. If you plan to draw down your savings to 0 to survive retirement maybe. But if you have enough saved up for a safe withdrawal rate to survive retirement, why not keep it invested normally and have more for your inheritors?