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Sure would be nice if Apple and Google got together to accept each other's systems. Or even better: If there was a standard that let any device send money with any other device (using compatible hardware).

Imagine if there was a regulation that required interoperability. Or if the banks were forced to allow (authenticated) payments between systems without transaction fees.

We're 20 years overdue for this.




Some kind of permissionless transactions on a decentralized ledger? I don't think the technology exists.


Maybe we will have something like that once "crypto" dies.


Why would peer to peer cash a la Monero die as long as you can make a connection with TLS though? You probably refer to the uninformed retail investor hype more than anything else.




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