I have to go out of my way to get cash. It’s not that I avoid carrying it, it’s that I never use it for anything so I don’t have it on hand. I never pay for anything with cash except tips, and the smallest bills I can get from an ATM are $20, which (except in the case of movers) is already more than a typical delivery tip.
Exactly. I haven’t carried a significant amount of cash for several years now. I’ll pull out a little if I’m meeting friends at a cash only bar or something but otherwise, it’s just an encumbrance and a liability.
