I have to go out of my way to have any cash, which I do, since I happen to go to bars that still accept cash (many in my area are cashless). It's nice to throw down cash in a crowd vs. trying to swipe and sign when the line is crazy.
To get money, I have to drive to an ATM and pay 1-5% fee to convert my money from bits to paper. Fortunately I have a bank that refunds ATM fees.
The point of this thread is that we are one step closer to making your first scenario "Hey let me tap you the money" and that's the end of the discussion.
To get money, I have to drive to an ATM and pay 1-5% fee to convert my money from bits to paper. Fortunately I have a bank that refunds ATM fees.
The point of this thread is that we are one step closer to making your first scenario "Hey let me tap you the money" and that's the end of the discussion.