Right, but then what’s the selling point of a “decentralized internet” if like you said, most people have no incentive to have servers of their own. Decentralized internet is what is being sold in web3.
Improved privacy and better control over owning your own content. Both of these things, of course, are currently looking completely irrelevant to like 99.9% of people online, but as the surveillance increases exponentially this might change. Or not, we'll see.