Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

And you’ll still lose nearly half your income to taxes and other deductions.

Basically road to financial independence seems to be get paid half a million a year and live in a country with relatively low tax rate…



Seconded. Earning 600k a year should automatically disqualify you from talking about living frugally.


Yeah I don’t get how their outgoings are so low given where they must live… rent or buy it simply doesn’t fit even if they are renting a room and living of cup noodles based on rent in the Bay Area some of their outgoings are suspiciously low.

So I think getting a house gifted by your parents is also a requirement for their path.


Their outgoings aren't particularly low. I guess early on they were, but that's "living with roommates". Their current col is very much in the "rents a two bedroom apartment and spends whatever they want on food" category, but they probably don't own a car.

My personal expenses are a tad lower than theirs, and I rent an apartment in San Francisco that I live in alone.


Not really. An appartment alone is $2000 a month according to the post. That's 24% of your income at $100k, and not even 4% at $620k. I don't know how much people in the US usually spend on rent/housing, but anything under 30% of your income seems low to me.


30-33% of income is the rule of the thumb as the maximum a landlord would accept a tenant to rent in the US.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: