Debit cards, credit cards and ATMs came with new best practices to be aware of. And no, not all gaffs result in reimbursals from the bank.
Here, we are acknowledging thats there are humans that commit malicious actions and they shouldn’t do that, and also acknowledge that there are programs that exist in perpetuity to do this which means there is no malicious human to educate, and requires (not just advises) the potential and actual victims to have agency themselves and their victim status is prevented by actually following the best practices that all predate the malicious actors to begin with.
But where do all those best practises and recourses and advice and learning come from? It's trust and laws and government and society. Crypto enthusiasts claim that these can be solved independently of any governing framework, but my point is that you can only solve it for a given blockchain, and anyone can create a blockchain, so what's the process by which any blockchain becomes the de-facto standard? And if your answer is "Everyone just settles on that one" then what you have just described is government.
Unlike many crypto enthusiasts, I’ve never been allergic to the word governance or governing framework and have aimed to inspire on the forms it can take, even within national representative democracies.
Blockchains, distributed ledgers, allow for us to reevaluate what governance is and entails. It is expected that some processes of existing governments because redundant, and that there is some kind of governance occurring to coordinate behavior.
So here we are actually agreeing, except on where the best practices come from, which would be cypherpunk mailing lists, old bitcoin wikis, and protocol specification drafts and ratifications.
Here, we are acknowledging thats there are humans that commit malicious actions and they shouldn’t do that, and also acknowledge that there are programs that exist in perpetuity to do this which means there is no malicious human to educate, and requires (not just advises) the potential and actual victims to have agency themselves and their victim status is prevented by actually following the best practices that all predate the malicious actors to begin with.