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Sounds like they have a couple billion in inventory.

No matter how you slice it, they were speculating on housing inflation.



No, not at all. They were trying to set themselves up as a market maker. They did not want to hold a position. They screwed up and got behind, which incurred the risk of the market moving against them (it did).

Matt Levine's Money Stuff column covered this in detail. Incompetence, not villainy.




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