This law was passed to address employment gaps as you described.
If you can't get a new job in that time, then it's time to look for a ACA solution for unemployed workers (insurance premiums limited to a percentage of income) or apply for disability or some other issue depending on your circumstances.
Health care insurance is pretty well subsidized for the unemployed and the poor, the issue is that providers zap the middle class with unexpected bills and extremely high bills that are not covered by insurance. E.g. the old losing your savings because of a snake-bite problem, which can hit both the employed and the unemployed.
Back when I lived in SF, SF General famously refused to accept insurance from anyone. Their entire business model was to charge outrageous bills and give free care to the indigent. That's why you'd get these 100K bills for a broken ankle.
https://www.healthcare.gov/unemployed/cobra-coverage/
This law was passed to address employment gaps as you described.
If you can't get a new job in that time, then it's time to look for a ACA solution for unemployed workers (insurance premiums limited to a percentage of income) or apply for disability or some other issue depending on your circumstances.
Health care insurance is pretty well subsidized for the unemployed and the poor, the issue is that providers zap the middle class with unexpected bills and extremely high bills that are not covered by insurance. E.g. the old losing your savings because of a snake-bite problem, which can hit both the employed and the unemployed.
Back when I lived in SF, SF General famously refused to accept insurance from anyone. Their entire business model was to charge outrageous bills and give free care to the indigent. That's why you'd get these 100K bills for a broken ankle.
https://www.vox.com/policy-and-politics/2019/1/7/18137967/er...
That's the big nightmare scenario for healthcare patients in the U.S.