No, their incentive is to get your money and get other people like you in case you die on 'em. They don't need you specifically, and they extra much don't need you to be prosperous.
The message 'you can save all this money, using us!' always means 'you can spend all this money with us'. I'm not faulting the general system or even your point here: I am, however, suggesting that while the system is fine it does NOT in any way imply that such people have or feel ANY incentive to your well-being.
You could maybe make a case that such a company might feel an incentive to the POPULATION it depends on… but even then, I feel like that might be mythical. In theory you don't want to eat your own seed corn, but such incentives toward good behavior are so easily ignored… and even if they are honored, it's a collective concern, NOT personal.
They don't care about you, and you are damn lucky if they care even a little about your wellbeing as a class or demographic… most likely they do not. And that's where the system tends to break down.
The message 'you can save all this money, using us!' always means 'you can spend all this money with us'. I'm not faulting the general system or even your point here: I am, however, suggesting that while the system is fine it does NOT in any way imply that such people have or feel ANY incentive to your well-being.
You could maybe make a case that such a company might feel an incentive to the POPULATION it depends on… but even then, I feel like that might be mythical. In theory you don't want to eat your own seed corn, but such incentives toward good behavior are so easily ignored… and even if they are honored, it's a collective concern, NOT personal.
They don't care about you, and you are damn lucky if they care even a little about your wellbeing as a class or demographic… most likely they do not. And that's where the system tends to break down.