You aren't forced to use crypto because fiat exists. If fiat would be replaced by crypto, you would be forced.
Crypto is not democratic, it's redundant and it heavily biased towards the one with most resources. It's an oligarchy.
Anyone can create a crypto now and it could become a predominant one, if it provides enough benefits or has the right marketing. To me that's the difference. It's essentially technology, that iterates, and the market decides.
