> Such a product could not be a credit card, as it would run on rails of your traditional providers (Visa, MasterCard, etc).
You'd have to build your own infrastructure, but you could make an actual credit card. It would have to be super jank at first (you might even have to cut actual physical checks at first). Fundamentally, a credit card is just you paying for somebody's transactions, and billing them at the end of the month (and suing them if they don't pay up).
It would be slow, and the service would be horrible, but the people accepting your money don't have a ton of other options.
You'd have to build your own infrastructure, but you could make an actual credit card. It would have to be super jank at first (you might even have to cut actual physical checks at first). Fundamentally, a credit card is just you paying for somebody's transactions, and billing them at the end of the month (and suing them if they don't pay up).
It would be slow, and the service would be horrible, but the people accepting your money don't have a ton of other options.