He died, so it didn't do much help.

What difference does that make? Is the ambulance worthless because not everybody it picks up lives?

The value I assign to "my government will ensure repatriation of my corpse" is $0.

Which is not what happened, given that he died after he got home. Again, not seeing how this is different than blaming the ambulance because you died in the ER.

Too little too late makes all the difference in the world.