> In your financial literacy class, try to explain the random behavior of the stock market and the scientifically demonstrated inability of people to pick individual stocks that will increase in value. Watch heads explode, unable to wrap their minds around the idea that certain mutual funds might be profitable many years in a row just from pure luck.

Tons of people on WSB understand these concepts. I am not saying to emulate the behavior of WSB, but these are not concepts that are out of the grasp of a typical teenager.