Yes, that is true and I was aware of the discrepancy, never the less, people of lesser means make financial mistakes due to lack of financial literacy because it was not taught to them -these have lasting impact. On the other hand, for schools teaching financial literacy isn't as important as sports or providing a second language to kids but it should be.
I agree those $100,000 millennials can pick up the pieces/recover much easier due to a deeper well of marketable skills and resources.
Being very far away from a (private) high school education--I could probably go through many individual courses and draw a line through them for not much loss, at least the way they're typically taught--so it does seem as if many high school curricula would benefit from a "practical track." On the other hand, there are a bunch of courses that students going on to college will benefit from. Which basically comes dowsn to whether "trade schools" should be a bigger component of high school.
I agree those $100,000 millennials can pick up the pieces/recover much easier due to a deeper well of marketable skills and resources.