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time is worth more than money. I'm glad I spent some time in my 20s raising little tikes so I can have more time with them.

Having kids late in life is like a deathbed confessional. people just want to cross "birth children" off their list, but don't really think about being a mother/father for the rest of their life.

If you value career over family thats cool, but you wont get returns on "family-as-an-asset" if you invest late in life. Invest early for greater returns.




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