>so many healthy lives are locked up in the government/small/large business group plans
Well, that and the fact that many young individuals who don't have health issues, aren't making much money, and aren't covered by employer plans are often opting out of paying $7K/yr or whatever for health care.
Employers require employees to pay for health insurance and subject them to deductibles and copays just like healthcare.gov. The government even pays for a portion of most of the health insurance premium under certain income amounts, so it’s not any different than people with health insurance via employers.
Also, bronze level health insurance is closer to $300 per month for young people, or $3,600 per year.
I don’t disagree. But the basic point is that a lot of younger people in poorly paying jobs still consider, whether one agrees or not, health insurance as being more than they’re willing to pay for.
Well, that and the fact that many young individuals who don't have health issues, aren't making much money, and aren't covered by employer plans are often opting out of paying $7K/yr or whatever for health care.