You are correct, I was misinformed. https://www.irs.gov/publications/p560#en_US_... | Hacker News

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		lotsofpulp on Feb 18, 2021 \| parent \| context \| favorite \| on: Share of U.S. workers holding multiple jobs is ris... You are correct, I was misinformed. https://www.irs.gov/publications/p560#en_US_2019_publink1000... It seems only people who are employed by employers that don't offer 401k get screwed if the spouse does have a 401k and you're over certain incomes: https://www.irs.gov/publications/p590a

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