> Due to Apple Pay’s privacy architecture it can’t recognize transfers and always charges full fare.
I don't think this is the case—in London, I'm pretty sure you can pay with Apple Pay and have your fares "capped" (so you never pay more than the price of a full-day ticket). You can also set up an account with your card number (the one on your physical card) and view any recent journeys you've made.
I don't think this is the case—in London, I'm pretty sure you can pay with Apple Pay and have your fares "capped" (so you never pay more than the price of a full-day ticket). You can also set up an account with your card number (the one on your physical card) and view any recent journeys you've made.