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> Most of the regulations surrounding financial transactions are there to protect you.

Sorry but that’s not true at all. I have worked _more_ than a day on a bank environment and I can say that most regulations are weaponized by the US against their perceived enemies. Banks are dead scared of doing business with normal people from ostracized countries or activities and will not think twice before locking and banning normal people’s accounts to not provoke the ire of the US and aligned powers.




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