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From what you can tell, is there any real and sensible reason for having health insurance paid by employers? Is it just an artifact of the past? I honestly can't see a single benefit from this system.


It’s an accident. The TL;DR is: During WW2 wages were frozen and employers were looking for benefits they could offer to hire workers. Health care was one. https://www.nytimes.com/2017/09/05/upshot/the-real-reason-th...


And afterwards wages were pro-forma unfrozen, but income tax went up to ridiculous levels in the higher brackets like 90%.

So sneaking some tax free compensation to your employees was just as valuable.




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