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How about I deposit $50, if they agree it's their fault, they give me the $50 back and fix it. If they don't agree it's their fault, they keep the $50 and fix it. If they don't agree there's a problem, I get $40 back.

If they keep my $50 and I still think they're wrong, an appeal process is available, etc.



Good idea!, or something nearby / a bit similar.

Sort of an insurance, for getting help if locked out




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