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It works like this in Denmark [1].

You open the MobilePay app, and touch the NFC thing. The amount and payee is shown, and you swipe to confirm the payment. The retailer's POS gets a message.

In a small shop without a fancy POS system, they just print a paper QR code. You can scan that, but you need to type the amount yourself.

[1] https://images.squarespace-cdn.com/content/5564e82de4b0edcad...



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