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In the runup to the crash, there were a lot of new adverts on the tube about amazing high interest rates with unknown Icelandic banks - far higher than the rates given by normal banks.

I was always told if something is too good to be true, it usually is.

Not only did lots of regular people put their money in this bank, a lot of public authorities did too, and the desposit protection doesn't really help Kent council (which lost £50m), or TFL (£40m), or whatever.

UK governments gambled, with big promises, and lost.




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