I don't want to give anyone my real account info which is why I rarely set up auto pay on anything. If you had a feature where we could generate multiple virtual bank account numbers (ACH ready) that could be linked to 3rd parties AND be revoked at will on your site - that would be something I would pay for. Can you imagine what a company like Comcast would do with your account info when you try to quit them? They'd probably bill you forever and then force you to ask for a refund every month. BUT with a virtual account number you can put the power back in your own hands.
The virtual accounts as they are offered now don't really offer me any benefits.
Our Virtual Accounts are the first step towards exactly that – we were thinking that virtual debit numbers tied to virtual accounts might make the most sense from a payment flow perspective. And that would allow you to do just what you described, provided the payment recipient takes debit vs ACH. Having virtual account/routing numbers would be a great extension of that capability too!
The virtual accounts as they are offered now don't really offer me any benefits.