You could do this with the major banks and associations, but poorer Americans are already unbanked and have no available credit.
In addition, where a major component of our economy is housing and that's a major concern; there are many private landlords that depend on that income; targeting just landlords with a credit would require an entire amdministration.
One of the goals of UBI is it cuts the bureaucracy. Instead of a person or group of people deciding who benefits how, it goes to everybody indiscriminately.
You could do this with the major banks and associations, but poorer Americans are already unbanked and have no available credit.
In addition, where a major component of our economy is housing and that's a major concern; there are many private landlords that depend on that income; targeting just landlords with a credit would require an entire amdministration.
One of the goals of UBI is it cuts the bureaucracy. Instead of a person or group of people deciding who benefits how, it goes to everybody indiscriminately.