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answered my own question

If you need to pay for purchases that can't be made with Apple Pay, you can use the physical version of the Apple Card that Apple sends once you sign up. In addition to Goldman Sachs, Apple is partnering with Mastercard, so the physical Apple Card can be used wherever Mastercard is accepted.




The Apple Pay app will also generate a virtual card number for you, so you can use it over the internet as a mastercard.

Unclear if the virtual card number rotates (it would be a huge value-add if it did).




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