I find it rich (no pun intended) that a bunch of single folk can somehow assume it's easy to live these type of lifestyles if you have a wife and 2 kids.
I would like to have a million. Two, if I could get it... three I wouldn't turn down either.
I have defined two very specific and (not too horribly) lavish goals: have $0.00 month-to-month debt and to own a house with some acreage in the American Rockies.
But, more money can be put to use: collage scholarships, investing, hobbies, putting away for family, charities -
If one is not wedded to the urban jet-set lifestyle, one can really stretch the money.
Of course there is no point in having a million bucks as a single person. Yes, you'd probably just blow it.
With a family? Million dollars to have a comfortable home mostly paid for, college tuition sorted, no concerns about healthcare costs. If I got a million dollars tomorrow, almost nothing would change. Because most of it would go into securing the future and giving me more time with the kids.
Sorry, but I'd rather have a million.